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Crushed by Debt? We’re Here to Help.
If you’re overwhelmed by bills, creditor calls, or the fear of losing your home—bankruptcy may be the reset you need.
We’ll help you explore real options and protect what matters most.
✅ Stop foreclosure, repossession, and wage garnishment
✅ Eliminate credit card, medical, and personal loan debt
✅ Keep your home, car, and essential assets
✅ Free consultation — no upfront fees
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Bankruptcy Doesn’t Mean Failure. It Means a Fresh Start.
Job loss, medical bills, divorce—life happens. Bankruptcy is a legal tool designed to help you rebuild, not punish you.
At Stewart Bell, PLLC, we’ll walk you through every step with compassion and clarity. Whether it’s Chapter 7 (debt relief) or Chapter 13 (repayment plan), we’ll help you choose what’s best for your situation.
Or Call (304) 458-7772
Frequently Asked Questions
Stewart Bell, PLLC is not a credit repair organization, but we have educated many consumers on the realities of credit reporting. Contact us today if you have questions about credit reporting or if you think something incorrect is affecting your credit.
That depends – and coming up with a plan on what to pay and what to let go is one of the most important reasons why you should contact a bankruptcy attorney.
This big question in bankruptcy is not “How much debt can I get rid of” but rather “How much can I keep?” Contact our office today to speak with a bankruptcy attorney at no cost to you and come up with a plan for you to prioritize your debts.
It depends, but the vast majority of people who file bankruptcy are able to keep their homes as long as they continue to make the regular monthly payments. Contact us today to learn if you can protect your home in bankruptcy.
No. The Bankruptcy Court requires you to disclose all debts and assets of your household. However, there are many exemptions that allow consumers to keep certain assets even in bankruptcy. Contact us today to determine if the account or property you’re concerned with is exempt in bankruptcy.
No. Bankruptcy is one of the few things that stays on your credit for more than seven years. However, bankruptcy can help by discharging obligations that are causing you to continually miss payments. Contact us today to determine if bankruptcy makes sense for you.
It depends on your situation, but the vast majority of people who file bankruptcy and want to keep their vehicle are able to do so as long as they continue to make the regular monthly payments. Many people also give up their car if they owe significantly more than the vehicle is worth.
Contact us today to learn if you can protect your car or get out from under the loan in bankruptcy.
Generally speaking, the answer is “no.” Stewart Bell, PLLC focuses on filing Chapter 7 and Chapter 13 bankruptcies for individuals.
If your business is no longer operating and you have business debt that remains, we may be able to include that in Chapter 7 or Chapter 13. Contact us today for a free consultation to see if you can discharge your business debt.
Sooner rather than later. It costs you nothing to speak with a bankruptcy attorney in our office, so why delay? Bankruptcy may not be your only option, and we can work with you to determine what other options may be available to you in order to avoid bankruptcy. But our options become more and more limited as time goes on.
So, let’s come up with a plan together now, before you start missing payments to position you in the best possible place to avoid bankruptcy. Contact us today.
Contact us immediately. If we can’t help you, we know who can. But every single day you wait, the statute of limitations ticks by, and you could potentially lose your ability to bring a lawsuit if you wait too long (some statutes are as short as one year).
Contact us today to speak with an attorney at no cost to you.
Contact Stewart Bell, PLLC. With over 120 years of combined experience, our firm has been a cornerstone in the West Virginia legal community, helping thousands of clients navigate the complexities of bankruptcy law. Our deep understanding of the law, coupled with our relentless pursuit of justice, makes us one of the most trusted law firms in the region.
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You don’t have to face this alone. We’re here to listen, explain your options, and take fast action to protect your future.
Call now or fill out the form to speak with a West Virginia bankruptcy lawyer—for free.
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CONTACT
Phone: (304) 458-7772
MAIN OFFICE
Stewart Bell, PLLC
30 Capitol St
Charleston, WV 25301
PRACTICE AREAS
Bankruptcy, Elder Abuse, Funeral Home Abuse, Auto Accidents, Nursing Home Abuse, Nursing Home Neglect, Wrongful Death, Slip & Fall, Personal Injury, Motorcycle Accidents, Medical Malpractice, Employment Law, Elder Abuse, Elder Neglect, Truck Accidents